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X-WR-CALDESC:Events for NAIFA-AZ Association Representing Licensed Insurance Agents
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DTSTART:20180101T000000
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DTSTART;TZID=America/Phoenix:20190610T080000
DTEND;TZID=America/Phoenix:20190610T170000
DTSTAMP:20260503T170503
CREATED:20190610T231511Z
LAST-MODIFIED:20190610T231511Z
UID:1729-1560153600-1560186000@naifa-az.org
SUMMARY:NAIFA Live! The Gotchas & Trap Doors of Life Insurance
DESCRIPTION:Speaker:  Robert Cohen \nDate:  6/20/2019 – Minneapolis \nEvent location:  Ewald Conference Center \nEvent time:  2:00p – 4:00p CENTRAL TIME \nREGISTER FOR NAIFA LIVE HERE \nCourse Title:  The Gotchas & Trap Doors of Life Insurance \nCourse Duration:  1 Hour \nCourse Description:   This course will provide attendees with the foundation of some of the variable within life insurance products that Insurance Companies use to make sure they are profitable and how that comes at a huge cost to the client.  We will review the history\, beliefs and perceptions of the public and other advisors within the planning community on life insurance.    We will begin with the analysis of premium options on life insurance policies and how clients rely on the insurance company’s earnings to sustain their policies.  We will talk about the changes life insurance companies can experience and how they pass those changes on to the consumer.  We will dive deep into life insurance illustrations and show how difficult they are for consumers to understand.  While briefly talking about “Premium Financing” as a topic\, we will discuss some terms that are told to clients that could harm them\, if not completely understood.  Finally we will layout the importance of a good policy review and why that this is imperative. \nLearning Objectives: \nIncrease advisor’s knowledge and understanding of: \n\nHow difficult of a position a client is in by not understanding their life insurance.\nThe nuances that a life insurance policy has that every advisor should know.\nHow to initially structure life insurance for their client to ensure policy success.\n\nPresentation Timed outline: \n\nFlaws in the Life Insurance Industry and Products – (5 min)\nIntroduction – (5 min)\n\nBeliefs of life insurance products\, insurance advisors and their role and the risks of life insurance\nBeliefs of the importance of life insurance\n\n\nHistory of life insurance products and performance – (5 min)\nLife Insurance premiums don’t equal cost – (10 min)\n\nAnalysis of premium options\nLife Insurance Co. required earnings to sustain policies\nRisk transfer to Insurance Co. or the Policy owner?\nPremium/Risk ratio\n\n\nLife Insurance company changes to contracts – 5 min)\n\nInterest rate environments\nCost of Insurance and Mortality expenses\nInsurance Companies that get out of the life insurance business\n\n\n“Gotcha” Terms that can harm a client – (5 min.)\n\nFlexible/Adjustable Premium\nClient doesn’t need to pay all the premiums\nVariable life insurance\nSecond to Die policies\n\n\nPremium Financed Life Insurance – (5 min.)\n\nClients that fit premium financing\, how it works and why collaboration with all advisors is imperative\n\n\nLife Insurance review – (10 min)\n\nThe importance of a regular policy review for the client\nHow to conduct and service the review of a life insurance policy\n\n\nConclusion\n\n  \nREGISTER FOR NAIFA LIVE HERE
URL:https://naifa-az.org/event/naifa-live-the-gotchas-trap-doors-of-life-insurance/
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BEGIN:VEVENT
DTSTART;TZID=America/Phoenix:20190613T080000
DTEND;TZID=America/Phoenix:20190613T120000
DTSTAMP:20260503T170503
CREATED:20190514T210204Z
LAST-MODIFIED:20190514T210602Z
UID:1697-1560412800-1560427200@naifa-az.org
SUMMARY:Arizona Agent Education Workshop
DESCRIPTION:Please attend NCCI’s free Agent Education Workshop in Arizona and earn three Continuing Education credits. \nNCCI is your window to workers compensation. Please join us for this free event. \n\n\n\n Date and Time\n                              Location\n\n\nThursday\, June 13\, 2019 \n8:30 a.m. to noon\nCheck-in and continental breakfast will be available from 8:00 a.m. to 8:30 a.m.\nArizona Agent Education Workshop\nPhoenix Airport Marriott\n1101 N. 44th Street\nPhoenix\, AZ 85008\n602-273-7373\n\n\n\nWe will educate agents on the following topics. \nWhat You’ll Learn: \n\nWorkers Compensation Economic Overview and Trends—Learn the role of a rating organization\, get an overview of the workers comp market\, and hear about changes in the job market from an insurability perspective.\nExperience Modifications: Understanding\, Managing\, and More—Explore the role of experience rating and the rules for modifying premium\, as well as the impact of frequency versus severity in the calculation of an experience rating modification factor. Learn about ownership changes\, the impact to experience rating calculations\, and how to improve loss experience. Discover tools designed to make your job easier.\nRiskworkstation ™— Familiarize yourself with this online tool\, which provides quick access to experience rating information and other frequently used resources for analyzing risk-specific information.\nHow to Classify and Use Appropriate Resources—Find out how to ensure that the appropriate premium is charged for workers comp coverage. Explore the classification process\, workers comp rules\, and premium pricing programs that can help agents achieve professional obligations. Discover tools and information for researching classifications and rules.\nApplying for Residual Market Workers Comp Coverage – Hear about the application submission process\, including determining employer eligibility\, prior policy debt/non-compliance\, and classification of the business.  Learn how to use the RMAPS® Online Application Service and VCAP® Service.\n\nClick here to Register Now \n  \nIf you have any questions\, please do not hesitate to contact the NCCI Customer Service Center at 800-622-4123. We look forward to seeing you at the Arizona Agent Education Workshop. \n \n\n\n\n\n 
URL:https://naifa-az.org/event/arizona-agent-education-workshop/
LOCATION:Phoenix Airport Marriott\, 1101 N. 44th Street\, Phoenix\, AZ\, 85008
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DTSTART;TZID=America/Phoenix:20190619T084500
DTEND;TZID=America/Phoenix:20190619T084500
DTSTAMP:20260503T170503
CREATED:20190610T224742Z
LAST-MODIFIED:20190610T230248Z
UID:1718-1560933900-1560933900@naifa-az.org
SUMMARY:NAIFA-Arizona 'Summer Event'
DESCRIPTION:Learning is your Professional Fitness!\nStay Fit: NAIFA-Arizona invites you to attend its ‘Summer Event’ –\nJune 19\, 2019 \nPlease join your colleagues for this special ‘Summer’ program! \nSpend the morning earning one-hour Continuing Education on the history of Long Term Care Insurance. \nGain insight into how to be successful while dealing with the unexpected. \nAnd\, hear an Arizona legislative update. \nPortales Corporate Center\, 4800 N. Scottsdale Road\, Floor G2\, Scottsdale\, AZ \n8:45 a.m. – 9:30 a.m. Registration – NO FEE – But must Register \n9:30 a.m. – 10:30 a.m. CE Program – David P. Chittenden \n10:45 a.m. – 11:45 a.m. – Wendy Feldman \nREGISTER TODAY \nDavid P. Chittenden\, CLU\, ChFC\, LTCP\nwww.thechittendens.com \nOne Hour CE Credit:\n“Long Term Care Insurance – The Newest Reality” \n‘This course will educate you on the history of Long Term Care Insurance in the United States and bring you up to date on the current situation of the market place. It will also review the many different product types that deliver Long Term Care benefits and how Partnership legislation has impacted the use of Long Term Care in the middle market.’ \n  \nWendy Feldman\, CLU\, ChFC\, CASL\, CLTC\nwww.thefeldmanagency.com \n“How to Work Successfully in Perfect Chaos” \nWendy Feldman will speak about her family background\, getting started in the business\, and becoming successful. Being a Mayor\, a mother and managing an ever-evolving business is not for the fainthearted. While daily chaos ensues\, there MUST be a way to get things accomplished. Find out how!! \nREGISTER TODAY \n  \n  \nMore about David P. Chittenden\, CLU\, ChFC\, LTCP \nDavid has been in the life and health insurance brokerage business in Arizona since 1974. \nHe started working part-time for his father\, George Chittenden\, while attending NAU in Flagstaff\, Arizona.  Upon graduation from NAU in 1978\, with a BS in Mathematics\, David joined the family business full time. \nDavid has expertise in business life insurance plan design\, disability insurance\, critical illness insurance\, annuities\, and long term care insurance. For the past several years\, David has concentrated on the need for Long Term Care Insurance and the ever-changing solutions to this problem. \nHe is a qualified instructor for the LTCP designation and also proctors Continuing Education courses for NAIC Partnership LTC Certification. David and his wife\, Vicki\, are blessed with four married daughters and eight grandchildren that all live in the Valley of the sun! \n  \nMore about Wendy Feldman\, CLU®\, ChFC®\, CASL®\, CLTC \nWendy Feldman is a third generation New York Life agent\, following in the footsteps of her Grandfather Ben\, Father Richard\, and Uncle Marvin. While the other Feldman’s stayed in Ohio\, Wendy ventured out west to attend graduate school. Wendy became a New York Life Agent on Groundhog Day\, 1986. She has since then owned and operated her own firm\, The Feldman Agency\, with offices both in Arizona and Ohio. As a financial adviser with Eagle Strategies\, she specializes in personal\, business\, estate and retirement planning\, as well as insurance and investments planning. \nWendy graduated from Ohio University with a Bachelor of Science Degree in Organizational Communication. She went on to complete her Master of Arts in Communications from Arizona State University. She then obtained her Chartered Life Underwriter (“CLU®”)\, Chartered Financial Consultant (“ChFC®”) and Chartered Advisor for Senior Living (“CASL®”) designations from Solomon S. Huebner School of The American College and also received her Certified in Long Term Care (CLTC®) designation from the Corporation for Long Term Care Certification\, Inc. \nWith a passionate desire to share her personal qualities of leadership and organizational capabilities\, Wendy actively contributes her time and energy to the betterment of her community. She has served on the Queen Creek Town Council as Council Member\, Vice Mayor\, and Mayor. Wendy was successful in keeping the heritage of Queen Creek alive while growing at a pace that would take the town from the modest 4\,000 residents when she joined the Council to the current population of over 33\,000. As Mayor of the Town of Queen Creek\, she raised the standard for all citizen leaders. Her passion was to provide opportunities for all individual citizens to get involved in civic processes\, to become more informed regarding community issues\, to commit to improving lives and to take responsibility for shaping their own community. Wendy instituted several programs that aimed to reach out to build community and forge networks between people of different backgrounds. \nIn addition\, Wendy served as Chair of the Phoenix-Mesa Gateway Airport Authority\, the Maricopa Association of Governments\, and the Queen Creek Cultural Foundation\, as well as serving on the boards of the East Valley Jewish Day School and the Sun Lakes Jewish Congregation. On a state level\, Wendy was appointed to the Arizona Power Authority. \nA 30 time council qualifier\, including 4 at Chairman’s Council\, she is a member of MDRT\, AALU\, NAIFA AND NYLPAC and has received the National Quality Award for many years. Of all the awards and recognition\, the position Wendy has received the most personal feelings of accomplishment is from her service on the New York Life Agent’s Advisory Council. She is humbled to have been elected to the position of President for 2019.  She also served as Vice-President for 2018. \nWendy\, Eric\, and daughter Sydney enjoy their dogs\, cat\, horses and mules as well as movies\, travel\, theater\, and spending time with family and friends.
URL:https://naifa-az.org/event/naifa-arizona-summer-event/
LOCATION:Portales Corporate Center\, 4800 N. Scottsdale Road\, Floor G2 Amphitheater\, Scottsdale\, AZ\, 85251\, United States
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